Posts Tagged ‘credit_score’
where you get your credit report – and what it contains
Credit Repair Tip #24:
Look out where you get your credit report – and what it contains
You can get your credit score from any number of resources. One place you can get it from is from credit bureaus themselves. You can pay for the service, but you qualify for one free credit report a year or qualify for a free credit report if you have recently been turned down for credit or if you think you may have been the victim of identity theft.
There are a number of online companies that offer free online credit reports. These offers are very attractive because you get an online report without having to wait for a report to be sent to you, and you often can get several reports from the different credit bureaus at once, which can save you time.
That said, there are a number of online companies that offer credit reports and credit scores at no charge and these can be a useful way for you to start your credit repair, especially if you are comfortable around computers.
For other Credit Repair Tips,visit 101 Credit Repair Tips for a lot more information on how to repair your credit and what to do to raise your Credit Score
IN REAL LIFE,
Joe L.Golson
Providing Real Life Solutions for real life issues like Stress management,Credit Repair and No Money Down loans
The difference between soft and hard Credit Score inquiries
Credit Repair Tip #22:
Know the difference between soft and hard Credit Score inquiries
When you pull your credit report to look at it, it is counted as a “soft inquiry.†Only “hard inquiries†from lenders will affect your credit score dramatically. Although checking your credit score too often is an expensive habit, you should not avoid checking your credit report because you fear it will make your credit rating worse.
For more information on your Credit score and its importance,may I suggest this article : Bad Credit Score: Effective Ways To Repair It
For other Credit Repair Tips,visit 101 ways to fix your Credit Score,”
Click here”
IN REAL LIFE,
Joe L.Golson
Providing Real Life Solutions for real life issues like Stress management,Credit Repair and No Money Down loans
Contact creditors and credit bureaus when correcting inaccuracies
Credit Repair Tip #23:
Contact creditors and credit bureaus when correcting inaccuracies in your credit report
When debtors find mistakes on their credit report, they often only contact the credit bureaus. While this is the most effective way to resolve the issue, you should in some cases contact the creditors whose account has caused a ding on your credit report. This can help future dings and resolve problems faster.
For more information on your Credit score and its importance,may I suggest this article : Envision a Better Life by Increasing Your Credit Score
For other Credit Repair Tips,visit 101 ways to fix your Credit Score,”
Click here”
IN REAL LIFE,
Joe L.Golson
Providing Real Life Solutions for real life issues like Stress management,Credit Repair and No Money Down loans
Add a note to your credit report if there is a problem
Credit Repair Tip #20:
Add a note to your credit report if there is a problem you can’t resolve
Sometimes, there are legitimate reasons why you didn’t pay a bill. If a contractor refused to finish a job or did a poor job, then you may have refused payment, but the non-payment may still count against you on your credit report. If there are any unusual circumstances surrounding your credit report that may affect your credit rating – such as a case of identity theft – you can ask that a note be attached to your credit report to explain the problem.
For more information on your Credit score and its importance,may I suggest this article : Improving Your Credit Score: Ways To Do It Quickly
For other Credit Repair Tips,visit 101 ways to fix your Credit Score,”
Click here”
IN REAL LIFE,
Joe L.Golson
Providing Real Life Solutions for real life issues like Stress management,Credit Repair and No Money Down loans
Don’t make the mistake of thinking that you only have one credit report
Credit Repair Tip #14:
Don’t make the mistake of thinking that you only have one credit report.
Most people speak of having a “credit score†when in fact most people have at least three or more scores – and these scores can vary widely. There are three major credit bureaus in the country that develop and calculate credit scores. There are also a number of smaller credit bureau companies.
Plus, some larger lenders calculate their own credit risk scores based on information in your credit report. When repairing your credit score, then, you should not focus on one number – at the very least, you need to contact the three major credit bureaus and work on repairing the three credit scores separately.
For other Credit Repair Tips,visit 100 ways to fix your Credit Score,”Click here”
IN REAL LIFE,
Joe L.Golson
Providing Real Life Solutions for real life issues like Stress management,Credit Repair and No Money Down loans
