Don’t think having no loans or debts will improve your credit score
Tip #17:
Don’t think that having no loans or debts will improve your credit score.
Some people believe that owing no money, having no credit cards, and in fact avoiding the whole world of credit will help improve their credit score. The opposite is true – lenders want to see that you can handle credit, and the only way they can tell is if you have credit that you handle responsibly. Having no credit at all can actually be worse for your credit score than having a few credit accounts that you pay off scrupulously. If you currently have no credit accounts at all, opening a low balance credit card can actually boost your credit score.
Tip #18:
Never do anything illegal to help boost your credit score.
It seems pretty obvious, but plenty of people try to lie about their credit scores or even falsify their loan applications because they are ashamed of a bad score. Not only is this illegal, but it is also completely ineffective. Your credit score is easy to check and not only will you not fool lenders by lying but you may actually find yourself facing legal action as a result of your dishonesty.
Dealing With Your Credit Report to Deal With Your Credit Score
If you want to improve your credit score, you need to go right to the source – your credit report. Your credit report contains the information and data on which your credit score is based. If you can alter or update the information in your credit report, your credit score will change to reflect the alterations. 
For this reason, getting and checking you credit report is one of the first things you should do when you attempt to repair your credit score. There are a few tips that can help you deal with your credit report so that you can give your credit score a boost:
For other Credit Repair Tips,visit 100 ways to fix your Credit Score,”Click here”
IN REAL LIFE,
Joe L.Golson
Providing Real Life Solutions for real life issues like Stress management,Credit Repair and No Money Down loans
